SMSF Loans

Property Investment Through Your Super

Using your Self-Managed Super Fund (SMSF) to invest in property can be a smart wealth-building strategy. But it is also highly regulated, and you need the right structure and lending partner. 

Capital Lenders offers expert guidance and access to SMSF-compliant loans, making property investment super accessible and compliant. We simplify the process from set-up to settlement. 

Frequently Asked Questions

SMSF Loans FAQs

An SMSF loan is used by a self-managed super fund to purchase property for investment purposes. 

Typically, commercial or residential investment properties. The property must meet specific compliance guidelines.

No. Properties bought through SMSF must be solely for investment, not for personal use. 

Often, yes. These loans carry more complexity and risk for lenders. 

This depends on the fund’s financial position, the property, and lender criteria. LVR limits typically apply. 

We don’t mean to brag but…

Why Choose Capital Lenders?

Quick turnaround

Apply online in minutes and get fast feedback, so you can make confident business decisions without delay.

Flexible terms

Loan terms between 3 and 7 years, with the freedom to repay weekly, fortnightly, or monthly – the choice is yours.

Broad lending options

Whether you need a short-term top-up or a larger investment amount, we offer loans between $5,000 and $150,000.

Rate options to suit you

Choose between fixed rates for certainty or variable options with redraw flexibility if your needs change over time.

Build Wealth Inside Super

Capital Lenders helps you make informed SMSF property investments with clarity, confidence, and compliance.