Refinance
Time to Reassess Your Loan?
Interest rates, life changes, or better loan products can all be good reasons to refinance. Whether you want to reduce your monthly repayments, access equity, or simplify your finances, refinancing gives you options.
Capital Lenders helps you compare your current loan with new offers across our panel of lenders. Let us help you find a better deal that fits your lifestyle and goals.
Frequently Asked Questions
Refinance FAQs
To secure a lower interest rate, change loan terms, access equity, or consolidate other debts.
It is good practice to review your loan every two to three years or when rates change significantly.
Yes. You are not locked into your current lender and may get better deals elsewhere.
There may be discharge fees, setup costs, or valuation fees. We help you assess if the savings outweigh the costs.
Possibly. We will explore suitable lender options based on your current situation.
We don’t mean to brag but…
Why Choose Capital Lenders?
Quick turnaround
Apply online in minutes and get fast feedback, so you can make confident business decisions without delay.
Flexible terms
Loan terms between 3 and 7 years, with the freedom to repay weekly, fortnightly, or monthly – the choice is yours.
Broad lending options
Whether you need a short-term top-up or a larger investment amount, we offer loans between $5,000 and $150,000.
Rate options to suit you
Choose between fixed rates for certainty or variable options with redraw flexibility if your needs change over time.
Make Your Loan Work Harder
A smarter loan can mean more savings. Let us help you refinance and make the most of your money.