Investment Loans
Grow Your Property Portfolio with Confidence
Investing in property can be a powerful way to build wealth. Whether you are buying your first investment property or expanding your existing portfolio, securing the right finance is crucial to your long-term success.
At Capital Lenders, we make the investment loan process simple. With competitive rates and tailored solutions, we help investors across Australia access finance that aligns with their goals. From rental properties to long-term capital growth strategies, our team is here to guide you every step of the way.
Frequently Asked Questions
Investment Loans FAQs
An investment loan is used to purchase property that will generate income or increase in value over time.
The amount depends on your income, deposit, expenses, and credit history. Most lenders require a deposit of at least 10 to 20 percent.
Yes, investment loans often have slightly higher interest rates than owner-occupier loans due to perceived risk.
Yes. You may be able to use existing equity in your home as a deposit for an investment property.
Negative gearing occurs when the income from your investment property is less than the expenses. This shortfall may be tax-deductible.
We don’t mean to brag but…
Why Choose Capital Lenders?
Quick turnaround
Apply online in minutes and get fast feedback, so you can make confident business decisions without delay.
Flexible terms
Loan terms between 3 and 7 years, with the freedom to repay weekly, fortnightly, or monthly – the choice is yours.
Broad lending options
Whether you need a short-term top-up or a larger investment amount, we offer loans between $5,000 and $150,000.
Rate options to suit you
Choose between fixed rates for certainty or variable options with redraw flexibility if your needs change over time.
Secure Your Next Investment
Let us help you finance your future with a smart investment loan solution. Property growth starts with the right lending partner.
