Home Loans

Making Home Ownership Possible

Buying a home is a major milestone. Whether it’s your first property, an upgrade, or an investment, a home loan from Capital Lenders is designed to support you every step of the way. 

We work with a wide panel of lenders offering competitive rates and flexible home loan products to suit your individual needs and financial situation. 

Frequently Asked Questions

Home Loans FAQs

We offer variable, fixed, interest-only, and principal and interest home loans. 

Loan amounts depend on your income, expenses, and property value. 

You’ll need proof of income, credit history, and details about the property. 

Conditional approval can be given within 24 to 48 hours after submitting your application.

Yes. Many loans allow additional repayments or lump sums without penalty. 

We don’t mean to brag but…

Why Choose Capital Lenders?

Quick turnaround

Apply online in minutes and get fast feedback, so you can make confident business decisions without delay.

Flexible terms

Loan terms between 3 and 7 years, with the freedom to repay weekly, fortnightly, or monthly – the choice is yours.

Broad lending options

Whether you need a short-term top-up or a larger investment amount, we offer loans between $5,000 and $150,000.

Rate options to suit you

Choose between fixed rates for certainty or variable options with redraw flexibility if your needs change over time.

Next Step Toward Home Ownership

Let Capital Lenders guide you to the right home loan, whether you’re buying, refinancing, or investing. We’re here to help you make informed, confident decisions.