Welcome to Capital Lender. By using our services, you agree to the following terms and privacy practices. Please read this information carefully before proceeding.

1. About Capital Lender
Capital Lender is a Melbourne-based loan brokerage service that connects individuals and businesses with a wide panel of trusted lenders across Australia. We help you find finance options for personal, car, business, home, and other types of loans.

2. General Terms of Use
You must be 18 years or older and reside in Australia to apply for a loan through us.
Capital Lender does not issue loans directly. We act as an intermediary to help match you with suitable lenders based on your needs and financial situation.
All loan approvals are subject to lender requirements, credit checks, and eligibility criteria.
We may earn commissions from lenders if your application is successful. This does not affect the cost of your loan.
All content provided on our website is for informational purposes only and does not constitute financial advice.

3. Privacy & Data Handling
We are committed to protecting your privacy and handle your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

Information we may collect:

• Your name, contact details, and date of birth

• Employment and income details

• Identification documents

• Credit information (with your consent)

How we use your information:

• To assess your eligibility for finance

• To match you with lenders that suit your profile

• To communicate with you about your application

• To comply with legal and regulatory obligations

Who we may share your information with:

• Accredited lenders and financial institutions

• Credit reporting agencies

• Legal or regulatory bodies (if required)

We will never sell your personal information.

4. Data Security
We take reasonable steps to secure your data against loss, misuse, or unauthorised access. However, as with any internet-based platform, absolute security cannot be guaranteed.

5. Your Rights
You have the right to request access to, or correction of, the personal information we hold about you. To do so, please contact us:
Email: info@capitallender.com.au

6. Policy Changes
We may update this Terms & Privacy Policy from time to time. All changes will be published on this page and apply from the date they are posted.